Mortgages.
Onchain.

Borrowers

You hold crypto.
You need liquidity.
You shouldn't have to sell.

Fixed-rate. Self-custody. Multi-year.
Your collateral stays yours.

Get in touch
Lenders

You have capital.
You want structured yield.
Not a DeFi casino.

Fund collateralized mortgage originations.
Transparent terms. On-chain servicing.

Get in touch
Institutions

Issuers. Underwriters. Servicers. Banks.
Your mortgage stack belongs on chain.

Originate, service, and finance mortgages on programmable rails. No legacy infrastructure. No 45-day closings.

Get in touch
Performance snapshot

Efficiency gains across the application → investor pipeline

TradFi

origination costup to 290 BPS

execution timeup to 170 days

Onchain rails

~52% cheaper

~65% faster

DeFi mortgages

~66% cheaper

~93% faster

Indicative comparisons based on OWN internal analysis.

Today

Crypto-backed mortgages. Live.

Tomorrow

Any mortgage.
Any source.
On chain.

Ready?

hello@ownlabs.co